Workers Compensation Insurance in Frisco, TX

Workers Compensation is Assurance for Employer & Employee Alike

Do you have a classic car in your garage? If you’re like most classic owners, your vehicle represents more than a hobby—a lot more. Whether you purchased your vintage wheels wholly restored or have spent hour upon hour and dollar after dollar restoring it, it’s a serious investment. If you keep it in peak condition, it will build further value over time.

Your classic car then, like any other valuable possession, needs proper insurance coverage.

What is Workers Comp? Who Needs It?

Workers compensation insurance spreads and shifts the risk for on-the-job employee injuries from employers to insurance providers. Doing so protects the business from work-related claims and legal exposure. Business owners can breathe easier knowing employees will be properly cared for if an accident happens without posing a threat to the company’s profitability or to its solvency.

And workers compensation provides reimbursement regardless of who’s at fault for an on-the-job injury. If the injury occurs during the normal scope of normal job duties, workers compensation will pay all applicable benefits.

Fotolia_40319010_S

What Does Workers Compensation Cover

Workers Compensation covers several expenses related to a worker's recovery from an on-the-job incident:

Lost-time payments
Medical care reimbursement
Rehabilitative services payments

When Should I carry Workers Compensation Insurance?

In terms of required coverage, Texas workers compensation law provides business owners with greater flexibility compared to other states. However, even if you're not legally required to carry workers compensation, Thomas Rush Insurance recommends it. If an employee sustains an on-the-job injury, responsibility for related medical payments and lost wages will ultimately fall on you, the business owner.

For more information regarding Texas Workers Compensation, you can visit: http://www.tdi.texas.gov/wc/employer/index.html

contractors_services_0

Contact Thomas Rush Insurance Agency Inc For a Free Workers Compensation Insurance Quote

At Thomas Rush Insurance, we’re dedicated to helping all our clients make informed coverage decisions. That’s why we’re here to answer your every question regarding workers compensation or about any of our other numerous commercial insurance products.

If you’re ready to see how much you could save on insurance for your business, call Thomas Rush Insurance Agency today at (972) 335 4982! For a free online insurance quote, fill out the quote form on our Contact page.

Scroll to Top