Why Do I Need Renters Insurance in Frisco, TX?
All too often, life is defined by the unexpected—especially if you live in rental property. What are your neighbors doing upstairs? What was that loud BANG! from the next-door apartment? You can’t control or predict what neighbors do. Neither can you direct the weather or prevent every possible mishap. Accidental fires or other kinds of accidents and disasters strike can strike anyone, anytime. And sometimes even the most stringent precautions won’t prevent you from being targeted by vandals and/or thieves.
That’s why renters insurance is critical to protecting your assets. Your landlord probably maintains some type of tenant insurance, but this coverage is bare-bones and will reimburse you for almost nothing—if that. Without a doubt, landlord insurance provides zero reimbursement for your personal stuff.
What Does Renters Insurance Cover?
A good renters insurance policy will protect most, if not all your valuables. Proper renters coverage will reimburse you for losses incurred from unexpected disasters. Those monies make it easier to recover and get back to life-as-normal.
A Frisco, Tx renters insurance policy from Thomas R Rush Insurance protects you from fires, wind and hailstorms, lightning, theft, and other unanticipated mishaps, including aircraft and motor-vehicle accidents—even riots.
What is Excluded from My Insurance Policy?
Like other insurance policy types, renters insurance also excludes coverage for specific event types:
- Earthquakes and mudslides
- Natural deterioration and neglect
- Bird, rodent, insect, and domesticated animal damage