What is Farm & Ranch Insurance?
If you own a ranch or farm, your operation faces unique risks and liabilities. A standard business or home insurance policy probably won’t proper coverages for your operation—if any. Let Thomas Rush Insurance guide you through your Frisco farm insurance policy.
To a certain degree, farm and ranch insurance works similarly to standard home insurance. However, farm and ranch policies can also provide protection for barns, outbuildings, machinery, grain, hay, arenas and various other farm/ranch buildings.
Thomas Rush: Insurance Know-how for Your Farm & Ranch Operation
Thomas Rush Insurance Agency has the knowledge and experience to help you create a customized farm and ranch policy. We’ll make sure your policy fits your operation’s need for individual coverages. Whether you own your property and work the land, or rent to another party, we’ll help you find the right insurance mixes to attain proper protection.
Is the land you work leased? No worries. We’ll help you find suitable coverage regardless of your situation.
Standard farm and ranch insurance also includes a liability provision. This coverage provides protection if someone with permission to be on your property suffers bodily injury or property damage due to an accident. You can also add umbrella coverage to extend your protection in case you end up in court over a liability claim.
Additionally, if you live on your property, a typical farm and ranch policy will also cover your personal belongings:
Farm & Range Insurance Customized to Your Coverage Needs
Your coverages needn’t be limited to what’s provided by typical farm and ranch insurance. These policies can be tailored to include additional buildings, machinery or even accidents caused by one of your animals. You can also add provisions to cover:
- Milk contamination
- Crop damage
- Fire liability
- Employers liability
- Equine liability